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What You Need to Know About Healthcare Reform
It should come as no surprise that the interests of health insurance providers and the people they insure sometimes conflict. Providers want to minimize costs while plan participants want comprehensive coverage with minimal restrictions or out-of-pocket costs. Federal healthcare reform legislation that ... Read more

Health Insurance Fraud Raises Insurance Costs for Everyone
Fraud involves lying about something or deceiving someone for gain. The gain is usually financial. Health insurance is a complex system that opens the door for many types of fraud. Anyone who defrauds an insurance company is subject to a wide range of penalties, from charges under federal health care ... Read more

You May Have to Pay for Your Parents' Care
It's legally well established that parents have a responsibility to financially support their children. In approximately half of all states, however, the reverse is true as well - adult children have a legal responsibility to support their parents when their parents don't have sufficient income to take ... Read more

Rules to Transfer Assets for Medicaid Look-Back Periods
In addition to providing low-income families and seniors over the age of 65 with health care coverage, Medicaid also pays for long-term nursing home care for elders. If your parent is reaching the age where you think a nursing home might become a possibility, it's important to begin planning years in ... Read more

Information about Long-Term Care and Hospice Care
When you face a chronic illness or disability, long-term care is an important consideration. Services provided as long-term care cover daily living needs such as personal hygiene, meal preparation, and transportation. Hospice care is a consideration when your illness is untreatable and likely to result ... Read more

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Since this account belongs to you and your wife, you just need to have the bank remove your mother-in-law as a signer.  If she is a co-owner, you need to close the account and transfer the funds ...Read more

Everyone has to pay their taxes, no matter your age.

It shouldn't be necessary to lose the family home to qualify your father for Medicaid benefits to help pay for his nursing home care.  In Florida, the homestead is a protected asset, even for Med ...Read more

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Can father refuse medical treatment?

Q: Can my father, who is 95, in end stage renal failure but of sound mind, request that his pacemaker be deactivated. The cardiologist has refused. Can he be compelled? A: He can request, but I do ... Read more

Will an unknown pension disqualify Dad from his Medicaid benefits?

Q: My dad has re-qualified for Medicaid this April. An unknown pension has surfaced that dad never knew he had. Now he will get 20 years of payments. Will this disqualify him from Medicaid or c ... Read more

Can I Sue A Nursing Home For Neglect And Deficient Care?

Answer: Yes. California law provides several types of claims that a patient - or surviving heirs if the patient has died - may bring. While many dedicated professionals work at residential care faci ... Read more

Spouse is ill. Lots of questions.

Q: My spouse has high med bills and has illness which will continue to worsen. He has no long term coverage. How do I avoid going broke paying his medical bills? How do you qualify for Medicaid? Wh ... Read more

Will step-father have to pay my mother's nursing home expenses?

Q: Hi. My mother will soon be going to a nursing home. Is my step father responsible for her nursing home expenses after her money? My mom has $75,000 in liquid assets. I own the home she and my st ... Read more

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